GODWIN KATEMI MAJAHASI is an assistant lecturer in the Microfinance and Banking department at Moshi Co-operative University (MoCU). He holds a master’s degree in Business Administration with Finance specialization from the St. Augustine University of Tanzania (SAUT), a bachelor of science degree in Production and Operations Management from the Mzumbe University, and a Professional Certificate in Savings and Credit Societies from MoCU. Mr. Godwin also holds two certificates from the Tanzania Institute of Bankers: Certified Banking Specialist and Certified Professional Banker (CPB). Mr Godwin has 10 years  teaching experience in business management and microfinance. He has also participated in research and consultancy activities in the same fields. Mr Godwin, since 2015, is also a regional program coordinator at the Iringa office. Mr Godwin is currently a PhD-Agribusiness student at the College of Agricultural Economics and Agribusiness at Sokoine University.