Nikiza S. Ndabakubije serves as an Assistant Lecturer in the Microfinance and Banking Department at Moshi Co-operative University (MoCU). She earned her Master’s degree in Finance from St John’s University of Tanzania (SJUT) and her Bachelor’s degree in Development Finance and Investment Planning from Dodoma, Tanzania. With seven years of experience in teaching, she possesses substantial knowledge in financial analysis, budgeting, forecasting, risk management, and microfinance. Furthermore, she has been involved in various research and consultancy projects within these areas, demonstrating a proven ability to help organizations improve their financial strategies, increase profitability, and achieve sustainable growth. Nikiza’s research interests encompass Inclusive and Sustainable Financing, Digital and Financial Technology, and Financial Regulations and Policies.