Dr. Nathaniel Naiman Towo

Development finance, Co-operative development, Savings and Credit Co-operative Societies (SACCOS) operations and Microfinance management

Nathaniel Naiman Towo is a lecturer in the Banking, Accounting and Finance department at Moshi Co-operative University (MoCU). He holds a PhD and Master both in Business Administration (Finance), from the University of Dar es salaam, Tanzania, Post Graduate Diploma in Accounting and Finance (PGD-AF) from Sokoine University of Agriculture and Advanced Diploma in Co-operative Accounting (ADCA) from Cooperative College Moshi, Tanzania.