Mr. Nzowa holds a Bachelor of Accounting and Finance (BAF) and a Master of Science in Finance (MSc. Finance) from St. John’s University of Tanzania. He is currently pursuing his Ph.D. in Social Protection at the Moshi Co-operative University. Mr. Nzowa has been in service since 2014; first as a Tutorial Assistant and was promoted to the position of Assistant Lecturer in 2015. Since his first appointment, he has been involved in teaching, research and consultancy. His areas of interest and competence among others include Financial Systems; Financial Management; Financial Planning, Insurance and Risk Management, Public Finance and Social Protection.