Ms. Yarumba is a holder of a bachelor degree in Accounting and Finance from Sokoine University (SUA), Postgraduate Diploma in Insurance and Risk Management from Institute of Finance Management (IFM) and a Masters degree in Disaster Risk Management from Ardhi University (ARU). Ms. Yarumba has been in service since 2009; first as a Tutorial Assistant and was promoted to the position of Assistant Lecturer in 2010 and to a Lecturer in 2017. Since her first appointment, he has been involved in teaching, research and consultancy. She has also served as the Vice Chairperson of the Kilimanjaro Cooperative Bank (KCBL) SINCE 2015. Her areas of interest in research include; Insurance, Risk management, Disaster management and cooperative management.